Tennessee is a popular location for retirees thanks to its mild climate and affordable cost of living. Assisted living costs $4,105 per month, which is $395 lower than the national average. Although the Volunteer State ranks in the lowest quartile for its senior-friendly amenities, it receives more favorable ratings for its health care and affordability, and it’s the 18th-best state for senior living and housing according to our 2022 Senior Living Report.
Tennessee is home to some excellent hospitals, including the Vanderbilt University Medical Center, a member of U.S. News and World Report’s honor roll. Memphis, Knoxville and Chattanooga also have top-rated medical facilities. Given these world-class amenities, it’s not surprising that seniors represent 16.7% of the state’s 6.6 million residents. Additionally, the cost of living is about 12% lower than the national average, which benefits retirees who depend on a fixed income.
This guide takes a look at average long-term care costs in Tennessee plus government-sponsored financial assistance programs, such as TennCare CHOICES. It also provides a detailed look at assisted living regulations and free and low-cost resources that can help with long-term care planning and decision-making.
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